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I've been with American Family for 5 years now. I have had good success with them, but only renctely bought a house and using them as the insurance. It also helps to have a good agent, like any other insurance company. You should go with them, you'll save money and get good coverage.
As long as you are on your fathers polciy he will get all the info. You need to get your own polciy then it will be illegal for them to disclose your information with out your consent
it was at 82.6% enterprise wide which would put them aosmlt 50% below the national average for all companies. I recall that during the recent failed California healthcare legislation effort, aosmlt all insurance companies were accepting of the loss ratio mandates, which I believe were 85%, except Blue Cross. But there's also a difference between loss ratios in the aggregate for a company and those of individual lines and in different places. I assume that each line in California must have must have the minimum 70% regulatory loss ratio. But I would like to know how the various lines rate in that regard individually. I say that not only as an individual policyholder in Blue Cross for a quarter of a century but as a way of understanding the policy implications it might reveal. Is this kind of information submitted to the insurance regulator subject to public disclosure? As for the loss ratio difference across areas, Wellpoint said that losses in the individual market in Maine exceeded the premiums received and that most carriers had abandoned that market. Maine has guarantee issue but no effective mandate that people carry insurance. New York and New Jersey have similar rules so I wonder if those states also are paying a disproportionately low share of the company's total overhead and profit. And when some pay less than their share that means some are paying more. Is it policyholders in California that are paying more? All this about insurance companies does mean that your premise about the greatest source of increasing costs lie elsewhere. Health policy is composed of many parts and getting it right means looking at all of them and giving them their proper context and weight. Unfortunately I see little of that. People choose their narratives about health care those narratives drives their thinking, not the facts.
It happened in Odessa (Ukraine) at Sobornaya Square. That budiling is situated at the centre of the city. It was built in 1897. IMHO it was the most beautiful budiling in my city.Russov's house needed restoration but no one wanted to restore it because they don't have money for this .A few days ago City Council decided to give 1 million grivnas for restoration. And 3 days later someone set fire ..
Damn, I wish I could think of soimnhetg smart like that!